Beginning at the time of diagnosis, Minnesota Oncology partners with you to make your journey through cancer care as successful and stress-free as possible.
We understand that the cost of care and the complexities of medical insurance can be difficult to deal with during this challenging time. Your Patient Financial Counselor is your ally in getting answers to your questions and resolving any issues that may arise throughout your treatment journey. This program was created to assist you in understanding the financial aspects of your treatment and to set up a workable and understandable financial plan so that you can set your mind at ease and focus on getting well.
The Patient Financial Counselors at Minnesota Oncology are insurance experts. They also have access to a variety of programs that can help with drug costs, and even with co-pay and co-insurance costs, if you qualify. They will answer your questions and ensure that a coverage plan is in place before treatment begins. Our financial counselors work closely with our Social Workers to help you access other financial assistance resources as well.
The Angel Foundation, founded and supported by Minnesota Oncology, is a resource for cash grants for qualified patients who need assistance with non-medical financial needs (e.g., groceries, rent) that may develop during treatment. Your Financial Counselor can connect you with a social worker to help you apply for a grant if you meet qualification guidelines.
Please don’t hesitate to ask for what you need. Your Patient Financial Counselor is an important member of your Care Team. Please contact him or her with any financial questions or concerns you may have during your time with Minnesota Oncology.
Our Patient Financial Counselor staff can be reached at the following numbers:
|Coon Rapids Clinic
|Maplewood Cancer Center
|Saint Paul Cancer Center
Senior Link Age Line: 800-333-2433
Senior Partners Care (SPC)
- SPC is a statewide community-based program accepted by a wide range of health care providers.
- SPC is not insurance.
- The SPC medical provider partners have agreed to accept the Medicare payment as payment in full for most Medicare eligible services.
- Participating in the SPC program helps to bridge the financial gap between what Medicare pays and the remaining balance.
- You must be covered by Medicare Part A and Medicare Part B (no age limit), meet certain income and asset guidelines and use a SPC participating health care provider.
- You must have Original Medicare and no other secondary insurance.
- You cannot be enrolled in a Medicare Advantage plan, a Medicare Cost plan or have a Medicare supplement (Medigap).
- You must meet the eligibility requirements for household income and assets; these guidelines change each year.
- The maximum household income for a single individual is $1,980/month or less and for a married couple $2,670/month or less.
- The maximum household assets in 2016 (excludes your home, one car and personal property is $48,600.
- Card-carrying enrollees submit an application, pay an enrollment fee and renew annually.
- You cannot be enrolled in Medical Assistance or Qualifying Medical Beneficiary Program (QMB).
Things to Consider
The program is ideal for people with incomes too high for public programs and too low to buy the private coverage.
Stand-alone Part D drug plans work well with SPC, particularly with Extra Help.
Some public programs (VA, SLMB, QI) may also work well with SPC.
Check if your health care provider participates with the program by calling your SPC Administrator or provider’s billing office to find out if they participate with SPC.
|If you live in the county of:||Your SPC adminstrator is:||Phone number:|
|Itasca, Koochiching or northern St. Louis||AEOA Senior Services||800-662-5711 ext. 7325|
|Benton, McLeod, Meeker, Morrison, Sherburne, Stearns, Todd or Wright||Central MN Senior Federation||866-520-3257|
|Cook, Lake, northern Carlton, southern St. Louis or Douglas (WI)||MN Citizen’s Federation - Northeast||218-727-0207|
|Aitkin, southern Carlton, Chisago, Isanti, Kanabec, Mille Lacs or Pine||Seven County Senior Federation||866-679-4700|
|Twin Cities metropolitan and all other MN counties not listed above||Senior Community Services||888-541-5488|